Insurance


Understanding the Necessity of Acquiring Your Own Insurance Policy

Understanding Insurance Claims An Insurance Plan can get us off our worries. May it be an Educational Plan, Health, Life, Auto, Accident or Retirement Insurance Plan. Living in a country where everything is fast-paced, having an Insurance Policy is a necessity. The absence of these much-needed Plans could cause you a lot of troubles. Imagine,…


Courier Driver Insurance What You Need to Know

There are many things that you need to set in place when you first start out working as a courier driver. However, one of the most important things on your list should be to ensure you have adequate insurance. Finding suitable insurance is essential. Not only is insurance a legal requirement, but a policy that…


Do You Need Public Liability Insurance

Do I Need Public Liability Insurance? If you are Self Employed, or own a Business you must have Public Liability Insurance in case of an accident. A member of the public, a contractor, Client or member of staff (if you are an employer) can claim compensation against you. As a tradesman or any worker on…


Products To Consider In Your 4 Pillars of Protection Insurance Portfolio

With a wide range of insurance products available today it is important to understand the differences and benefits to you and your specific situation. A basic portfolio for any person but more specifically for a self-employed person should encompass the 4 following aspects. Disability By far one of the most important products for anyone, specifically…


Why You Need Liability Coverage From Your Insurance Company

Designed to cover professional practitioners against claims of negligence made by clients or patients, professional liability insurance goes by many names. When used in the medical profession, it is commonly called medical malpractice coverage. Notaries public also require this security, but they refer to it as errors and omissions insurance. Real estate brokers, management consultants,…


Core Agency Values What Are They and Why Are They Important

Let’s begin with the question; why are agency values important? Agency values are important because they will likely determine the success or failure of your agency. Now that gets my attention. Whenever the success or failure of a business venture rests on one concept, it warrants the time and effort to understand what’s behind the…


Should Your Insurance Company Offer Cyber Protection

Cyber security has become a growing concern for U.S. companies over the past couple of years, and for good reason. Information breaches have not only become increasingly common, but also much larger. Nothing illustrates the state of modern web security quite as well as the most recent breach, which saw hackers target the IRS by…


Do Childcare Facilities Need Employment Practices Liability Insurance

Protection for You You’ve got a state-of-the-art child daycare built around a warm, clean and safe atmosphere. The teachers are handpicked professionals that give kids undivided attention, stimulation and fun learning. Children are happy. Staff is fulfilled. Parents are proud. What could go wrong? Unfortunately, a lot of things – that your general business liability…


Buying Financial Insurance in Canada

If you’re a Canadian and have been in the workforce for a decade or more, then you know that your income purchases less today than the first year of your working career. Inflation is a part of our society and while our government continues to devalue our money by printing more and more of it,…


Unemployment Insurance Purpose and Summary

Unemployment insurance (UI) is a form of insurance that American society has with itself. Its purpose to create a savings pool from which qualified workers can draw if they are out of work under certain circumstances. By receiving an income during periods of unemployment, recipients can afford basic necessities until they can again be productively…